Attention homeowners in Milton and Santa Rosa County: Need an appraisal?

The top seven reasons FL homeowners need McCall Realty & Investments, Inc:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. To challenge a FL property tax assessment
  3. Remove PMI to reduce their mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a FL divorce, where real estate needs to be divided
  7. To settle an estate in FL by determining the true market value of property in question

Do you own a home in or near Milton? Do you need help determining the price of your real estate?
Contact McCall Realty & Investments, Inc.

At McCall Realty & Investments, Inc, we understand the unique needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at McCall Realty & Investments, Inc will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to cancel PMI?

A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At McCall Realty & Investments, Inc, we're veterans in helping customers just like you remove unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that is going down or not appreciating as much as other properties close to yours. This only means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from McCall Realty & Investments, Inc is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be inconvenient from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from McCall Realty & Investments, Inc can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for precision? An appraiser from McCall Realty & Investments, Inc can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.